Click here for the excel version.
Click here for the pdf version.
If you are uncomfortable with a download, you can copy and paste the following into excel for a reasonably close version.
| Category | 2/28 Balance | March | Comments | |
| 1 | Cash on hand | $ | $ | |
| Checking Account | $ | $ | 2 paychecks | |
| Other: ___________________ | $ | $ | Bob payed back pizza loan | |
| 2 | Savings/Emergency Fund | $ | $ | adding $50 a month |
| Savings/Long Term Goal | $ | $ | ||
| Retirement (401k) | $ | $ | ||
| Retirement (IRA) | $ | $ | ||
| College Fund(s) | $ | $ | ||
| Other: ___________________ | $ | $ | ||
| 3 | Mortgage/Rent | $ | $ | |
| Auto Expense (Insurance, Maint) | $ | Insurance (150), new windshield wipers (22) | ||
| Auto Exp (Loan/Lease) | $ | $ | $387 lease payment | |
| Auto Expense (Fuel) | $ | |||
| Interest/bank fees | $ | |||
| Life Insurance | $ | |||
| Utilities (includes cell/house phone) | $ | |||
| Pest Control (pd Jun/Sep/Dec/Mar) | $ | |||
| Groceries | $ | |||
| Dining out | $ | Dinner with parents (60), Sunday brunch (37) | ||
| Travel | $ | Deposit on summer vacation hotel (189) | ||
| Medical | $ | |||
| Entertainment | $ | includes cable, netflix, spotify, concert tickets | ||
| Gifts | $ | Jenn’s birthday (27), Brian’s birthday (26) | ||
| Lawn care | $ | Grass seed (47) | ||
| House Improvements/Décor | $ | |||
| Donations | $ | |||
| Blank line to customize if needed | $ | |||
| Blank line to customize if needed | $ | |||
| Discretionary – Self | $ | Yoga classes (60) Dress (38) Lunch with Vi (12) | ||
| Discretionary – Significant Other | $ | |||
| Discretionary – Offspring | $ | |||
| Blank line to customize if needed | $ | |||
| Discretionary – Misc. | $ | lightbulbs, batteries | ||
| 4 | Student Loans | $ | $ | <–this is what you paid towards the loan this month. |
| Credit Card 1 | $ | $ | ||
| Credit Card 2 | $ | $ | ||
| Personal Loan: | $ | $ | ||
| Other: ___________________ | $ | $ | ||
| Other: ___________________ | $ | $ | ||
| Other: ___________________ | $ | $ | ||